St. Louis Certificate of Deposit (CD) Offer

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Earn 4.75% APY1 on our 13-Month CD!

Earn 4.75% APY1 on our 13-Month CD!

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Get a 9-Month CD at 4.00% APY

Turn Time Into Money

St. Louis, are you ready to earn more with your cash? Earn 5.25% APY1 on balances of $500 or more with our 3-month CD! Plus, this account could also increase your share of our Profit Payout*, which puts even more money back in your wallet. 
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See more of our great CD Rates.

Open a Certificate (CD)

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Calculators

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Certificate of Deposit Calculator

See the potential interest growth and tax liability on your Certificate of Deposit.
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Savings Goal Calculator

See how many years it will take for your savings account to reach your financial target.
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Savings Growth Calculator

Use this calculator to determine the future value of your current savings.
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See how to make the most of your money with our full list of helpful calculators.
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Profit Payout Share

Profit Payout*

Investing in YOU by sharing our profits.

As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like better rates, lower fees, and our Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $93 million to members over the past 12 years.

Estimate Your Payout

1 Certificate of Deposit (CD). Minimum deposit for Certificate of Deposit (CD) is $500, with the exception of the Saver CD which requires a minimum deposit of $50 to open. APY = Annual Percentage Yield. Assumes interest is reinvested and the rate continues for a year. Certificate of Deposit interest is earned at the applicable term’s fixed rate until the Certificate of Deposit matures. Fees could reduce earnings on the account. Certificate of Deposit accounts are subject to substantial penalty for early withdrawal. Rates effective as of 01/31/2024.