Auto Insurance

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Cruise with Confidence

Make sure your ride’s covered before you hit the road. Our knowledgeable and experienced Insurance Agents can quote several different carriers to help you find the best deal. That’s right, at the CommunityAmerica Insurance Agency, we do the comparison shopping for you. It’s all part of our goal to provide members with hassle-free insurance services. So, you’ll find our team right here in Kansas City, working to find you the right auto insurance coverage at an affordable price.

Liability
Insurance

If you drive, you're required by law to carry basic liability insurance as part of your auto coverage.
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Let's say you're in an accident, and it's your fault. This coverage pays for damage to others.

 

Liability insurance covers the damage of the other vehicles involved, as well as any bodily injuries to others that may have occurred as part of the accident.

Note that liability insurance does not cover your own vehicle damage or injuries.

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Comprehensive
Insurance

Comprehensive coverage pays to repair or replace your car in an incident beyond your control.
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This could include damage caused by hail, hitting a deer, flood, theft and falling objects.

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Collision
Insurance

Collision insurance covers your car in the event of an accident with another vehicle or object.
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No matter who is at fault, this coverage pays the amount to repair or replace your vehicle.

You cannot purchase collision coverage without having comprehensive insurance.

Note that you must cover your deductible before collision insurance can cover the rest.
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Beyond The Basics

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Vehicle Service Contract

A Vehicle Service Contract is most commonly used to help cover the cost of certain vehicle repairs after the manufacturer’s warranty expires.
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Gap Coverage

If you get into an accident and your car is considered a total loss, but you still owe more on the auto loan than the car is actually worth, gap coverage can help make up the difference.
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Ready to get started? We're here to help.

Our online quote process is quick and easy.
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Profit Payout Share

Profit Payout*

Investing in YOU by sharing our profits.

As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like better rates, lower fees, and our Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $93 million to members over the past 12 years.

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Green Insurance Agency

The CommunityAmerica Insurance Agency is committed to operating a sustainable, green business. To do our part in our community, we also contribute to a number of local environmentally friendly organizations.   
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Auto Loan

We put you in the driver’s seat. It’s time to find your next dream ride, at a great low rate.
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Homeowners Insurance

Protect the roof over your head. Along with everything under it.
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Cashback Free Checking

Earn 1% cash back on the first $500 of monthly purchases.1
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Insurance products may be sold through CommunityAmerica Insurance Agency, LLC, a wholly owned subsidiary of CommunityAmerica CUSO One, LLC and a licensed insurance agency in Missouri and Kansas. Insurance products:


Are Not Federally Insured

Involve Investment Risk

May Lose Value

Are Not Obligations or Guaranteed by the Credit Union