Auto Loans
Where are you in the car-buying journey?
Auto Loan Rates.
The Purchase Process Made Easy
Applying Only Takes a Few Minutes
Get Started
Your One Stop Shop
See all of your options with AutoSMART.
Ready to get the wheels rolling? The AutoSMART website is here to make your car-purchasing process easier before even setting foot on the lot. Use it to help you find your next vehicle by:
- Browsing local dealer inventory to check availability in your area
- Building your dream ride with your must-have specs and upgrades
- Determining your current vehicle’s trade-in value
- Shopping by payment amount or purchase price
- Researching everything from safety features, specs and engine details, to trims, colors and more
Calculators
Refinance Your Ride
See if you could save on your monthly payment.
Love your car, but want to trade in your interest rate? If your loan is with another financial institution, consider refinancing at CommunityAmerica. We may be able to get you a better rate, lower your payment and bulk up your potential share of our Profit Payout*.
New Behind the Wheel?
We’ve got your back.
We want that first car purchase excitement to last much longer than that fresh new car scent. Which is why we’re here to help first-time buyers have a hassle-free financing experience, and get a great rate, too. Here are the details:
- Must be 18 years or older
- $2,500 minimum and a $20,000 maximum loan amount
- Will need to provide proof of income
- Must have no credit or limited credit experience with no derogatory history
- No co-signer required
Make Sure Your Car’s Covered
Auto Insurance
Protect your ride.
Gap Insurance
Be prepared for the unexpected.
Vehicle Service Contract
Cover your repair costs.
Profit Payout*
Investing in YOU by sharing our profits.
Auto Loan FAQs
The most common car loan terms are 36, 60, 72 and 84 months. At CommunityAmerica, we may be able to add an extra three months to some of our terms to help lower the monthly payment without impacting your rate.
You can apply for an auto loan online, in-person at any of our convenient locations, or by giving us a call at 800.892.7957. These are the things you’ll want to have handy:
- Drivers License, government ID or passport
- Social Security Number
- Recent residential address
- Email address
- Date of Birth
- Proof of Income (two most recent paystubs)
Shop the vehicle inventory at our trusted dealer partners here.
