Accidental Death & Dismemberment (AD&D)
Accident Protection
Accidents can be devastating to a family’s finances. From covering daily expenses to hospital bills, AD&D insurance can help by providing cash benefits if you die or are severely injured in a covered accident. There is no medical exam required, no medical questions to answer and no waiting period to be covered.Members Can Get $1,000 of AD&D Coverage Paid for by CommunityAmerica
That’s right, as a CommunityAmerica member, you’re eligible for $1,000 of AD&D coverage at no cost to you1. In order to receive this benefit, you must proactively elect this coverage by enrolling online. Additionally, you have the ability to buy up to $300,000 of additional AD&D coverage by taking advantage of our low group rate.Enroll Here
Get Your Customized Quote
Life Insurance vs. AD&D
Typically, life insurance pays money to your beneficiary if you pass away from any cause — such as accident, illness or old age. AD&D primarily pays out if you pass away due to an accident, but it can also cover injuries.
Profit Payout*
Investing in YOU by sharing our profits.
As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like competitive rates, low fees, and our annual Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $100 million to members over the past 13 years.
Insurance products may be sold through CommunityAmerica Insurance Agency, LLC, a wholly owned subsidiary of CommunityAmerica CUSO One, LLC and a licensed insurance agency in Missouri and Kansas. Insurance products:
|
Are Not Federally Insured |
Involve Investment Risk |
May Lose Value |
Are Not Obligations or Guaranteed by the Credit Union |