Money Market Accounts
Make The Most of Your Deposits
Why consider a Money Market savings account1? It’s a safe place to park higher balances for your shorter-term goals. Accessibility is a big plus. You’ll also get a higher rate of return, and the flexibility of liquid funds in any amount, at any time.Money Market Account Features
Open a Money Market
You’re just a few clicks away from starting your savings journey. Open your account online today to start saving for tomorrow. If you need additional help or have questions, we’d be happy to assist you. Give us a call at 800.892.7957 or visit one of our convenient branch locations.
Boost Your Savings Potential
Earn up to 3.50% APY2 with the flexibility of liquid funds that are available in any amount, at any time.Advantage Money Market
| Interest Rate | APY | Balance Amount |
|---|---|---|
| 3.20% | 3.25% | $0.00 - or more |
Premier Money Market Rates
| Interest Rate | APY | Balance Amount |
|---|---|---|
| 3.45% | 3.50% | $500,000.00 - or more |
| 3.40% | 3.45% | $250,000.00 - $499,999.99 |
| 3.35% | 3.40% | $150,000.00 - $249,999.99 |
| 3.30% | 3.35% | $100,000.00 - $149,999.99 |
| 3.25% | 3.30% | $50,000.00 - $99,999.99 |
| 3.20% | 3.25% | $25,000.00 - $49,999.99 |
| 0.50% | 0.50% | $10,000.00 - $24,999.99 |
| 0.45% | 0.45% | $0.00 - $9,999.99 |
Money Market Rates
| Interest Rate | APY | Balance Amount |
|---|---|---|
| 0.60% | 0.60% | $500,000.00 - or more |
| 0.55% | 0.55% | $250,000.00 - $499,999.99 |
| 0.50% | 0.50% | $150,000.00 - $249,999.99 |
| 0.45% | 0.45% | $100,000.00 - $149,999.99 |
| 0.40% | 0.40% | $50,000.00 - $99,999.99 |
| 0.35% | 0.35% | $25,000.00 - $49,999.99 |
| 0.30% | 0.30% | $10,000.00 - $24,999.99 |
| 0.25% | 0.25% | $0.00 - $9,999.99 |
Calculators
Profit Payout*
Investing in YOU by sharing our profits.
As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like competitive rates, low fees, and our annual Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $100 million to members over the past 13 years.
Money Market FAQs
A Money Market account is a type of savings account which earns higher interest rates and often has different balance tiers. The more money you put into the account, the higher the interest rate could be. These accounts often have balance requirements you must maintain to avoid any fees.
Money Market accounts typically have balance requirements to earn higher interest rates. If you fall below those requirements, you could receive monthly penalty fees. Money Market accounts are among the safest ways to save your money. Credit unions are federally insured by the National Credit Union Administration (NCUA) to at least $250,000 per individual depositor, which is backed by the full faith and credit of the United States Government. This is the same coverage you’d receive at a bank. You can rest easy knowing your money is safe and sound.
Pros: Money Market accounts typically earn a higher interest rate than a regular savings account and are seen as a low-risk investment.
Cons: There are balance requirements to earn the higher rates. The more money you have in a Money Market, the greater your potential for returns.
Cons: There are balance requirements to earn the higher rates. The more money you have in a Money Market, the greater your potential for returns.
1 Money Market. APY = Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. The APY is variable and may change after account opening. You must maintain the minimum daily balance required to earn the applicable APY. Fees listed on the Fee Schedule could reduce earnings on the account. You may forfeit dividends if you close any dividend-bearing account before accrued dividends are credited. All dividends are calculated using the daily balance method and are compounded daily and credited on the last day of each month. This account requires a $1,000 minimum opening deposit. This account is subject to a $10 monthly fee if its balance falls below $1,000 at any time. APY is accurate as of the last dividend declaration date.
2 Advantage Money Market. APY = Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. The APY is variable and may change after account opening. You must maintain the minimum daily balance required to earn the applicable APY. Fees listed on the Fee Schedule could reduce earnings on the account. You may forfeit dividends if you close any dividend-bearing account before accrued dividends are credited. All dividends are calculated using the daily balance method and are compounded daily and credited on the last day of each month. This account requires a $1,000 minimum opening deposit. This account is subject to a $10 monthly fee if its balance falls below $1,000 at any time. APY is accurate as of the last dividend declaration date.
