Calculators
Crunch the Numbers
Making a major financial decision takes time. Use our handy calculators to help you get started.Mortgage & Loan Calculators: Mortgage | Auto Loan | Home Equity | Loan | Credit Card
Savings & Retirement Calculators: Savings | Retirement
Other Calculators: Business | College Planning | Insurance
Auto Calculators
Calculate your auto loan payment.
Estimate your monthly auto payment by entering the vehicle’s purchase price, your trade-in information, the interest rate and term of the auto loan.Calculate Now
How much car can I afford?
Use this calculator to estimate the purchase price of a new or used car that you might be able to afford. The Car Affordability Calculator takes into account your desired monthly payment, your down payment, trade-in value as well as the term and interest rate.Calculate Now
How much can I lower my monthly auto loan payment?
Use this auto refinance calculator to compare your current auto loan with a refinanced auto loan.Calculate Now
Lease vs. Buy a Car Calculator
Use this calculator to discover if it makes more financial sense for you to lease or buy a car.Calculate Now
Business Calculators
How many units do I need to sell to break even?
Use this calculator to see how many units need to be sold in order to break even, plus the potential profit that could be earned on your anticipated sales volume.What is the value of my business?
Similar to bond or real estate valuations, the value of a business can be expressed as the present value of expected future earnings. Use this calculator to determine the current value of your business.What are my new business start-up costs?
Estimate the potential startup costs for your new business.
Should I lease vs. buy equipment?
Use this calculator to determine if is a better value to lease equipment for your business or buy it outright.
What is my projected cash flow?
Use this calculator to evaluate your income, expenses and projections to estimate your potential future cash flows.
What is my current cash flow?
Determine the current cash flow of your business to help evaluate your income, expenses and overall profitability.
College Planning Calculators
Credit Card Calculators
Should I transfer my credit card balances?
You might realize significant interest savings by transferring your higher rate credit card balances to a lower rate credit card. Use this balance transfer calculator to help determine those potential savings.
What is my credit score?
Although credit scores are calculated differently by the various credit bureaus, you can get an estimate of what your score may be by using our credit score calculator.
Calculate how long it will take to pay off your credit card.
Use our Credit Card Repayment Calculator to figure out when your credit card will be paid off. Making additional payments can accelerate the time it takes to pay off your credit cards.
Should I consolidate my debt?
Use this debt consolidation calculator to determine how quickly you could get out of debt and how much money you might save on interest. It may make sense to consolidate some of your credit card and other personal debt into a new loan — perhaps a home equity or personal loan.
Home Equity Calculators
How much can I borrow using my home’s equity?
Use this home equity calculator to estimate your borrowing capacity for a Home Equity (HELOC).
Should I consolidate my debt?
Use this debt consolidation calculator to determine how quickly you could get out of debt and how much money you might save on interest. It may make sense to consolidate some of your credit card and other personal debt into a new loan — perhaps a home equity or personal loan.
Insurance Calculators
How much life insurance do I need?
Use this calculator to calculate how much term life insurance you may need.
Loan Calculators
How much would my loan payments be?
Use our loan payment calculator to determine the monthly loan payment. You can see the impact that the interest rate and loan term on a specified loan amount.
What is the balance of my loan?
Enter your current payment, the interest rate and the term remaining on your loan to calculate your outstanding balance.
How long until my loan is paid off?
Use this calculator to determine how much longer regular payments are needed in order to pay off your loan.
Should I consolidate my debt?
Use this debt consolidation calculator to determine how quickly you could get out of debt and how much money you might save on interest. It may make sense to consolidate some of your credit card and other personal debt into a new loan — perhaps a home equity or personal loan.
How much faster can I pay off my loan?
Calculate how much you could potentially save in time and interest by making additonal payments toward your loan principal.
Calculate Now
Mortgage Calculators
Estimate my monthly mortgage payment.
Use our mortgage calculator to help determine your home buying budget. See the impact that the interest rate and term as well as property taxes, homewoners insurance and private mortgage insurance (PMI) can have on your monthly payment.
How much house can I afford?
Determine how much of a mortgage you may be able to obtain. Simply enter details about your income, down payment and monthly debts to estimate a mortgage amount that works for your budget.
Should I refinance my mortgage?
Whether you’re looking to lower your interest rate or monthly payments, easily compare your current mortgage with a new mortgage to see if refinancing is right for you.
What mortgage term is right for me?
Compare different mortgage terms and rates to see which option is best for you.
Should I rent or buy a home?
Buying a home is a big decision. Compare the costs of buying and renting to see which makes the most sense for you.
Should I ‘buy down’ the interest rate with discount points?
In some cases, it may benefit you to ‘buy down’ the interest rate by paying extra money up front in the form of discount points. Use this calculator to help determine if this makes sense for you.
How do I determine my adjustable rate?
Unlike fixed rate mortgages, the payments on an adjustable rate mortgage (ARM) will vary as interest rates change. Use our calculator to see how interest rate assumptions could impact your monthly payments and the total interest paid over the life of the loan.
Retirement Calculators
How long will my retirement savings last?
Use this calculator to estimate when your retirement savings account could poentially run out. Keep in mind any company pension or other fixed income, such as Social Security, may help supplement your savings.
When should I begin saving for retirement?
Use this calculator to determine how much more you’d have at retirement by beginning your savings plan today rather than waiting. (Spoiler: You’re definitely going to want to start now!)
Is my current retirement savings plan sufficient?
Enter your current retirement savings into our calculator to see if staying on this same path will allow you to reach your future retirement goals.
How much will I get from Social Security?
When planning for retirement, Social Security income can play a key role. Use this calculator to approximate your potential Social Security benefit.Calculate Now
Am I saving enough for retirement?
Use this pre-retirement calculator to see how well you have prepared and what you can do to improve your retirement outlook.
How much income can I expect from my 401(k)?
Use this calculator to see how adding a small percentage of your salary each month could impact your total 401(k) savings at retirement.
Which account type is right for me?
Use this calculator to help compare the impact of your contributions to the after-tax Roth 401(k) vs. the a tax-deductible 401(k).
Savings Calculators
The 50/30/20 Method
When using this 50/30/20 budgeting system, every dollar of your after-tax income is allocated to a specific purpose. We've made the math easy with this handy calculator.
What is the value of my Certificate of Deposit (CD)?
Use this Certificate of Deposit Calculator to help determine the potential interest growth and tax liability on your Certificate of Deposit.
How could I become a millionaire?
Use this calculator to determine the amount you would have to set aside each year to reach a million dollars — and reach your goal to be a millionaire!
How much will I have saved by my baby's 18th birthday?
Use this calculator to determine how much you could save for your baby by the time he or she is 18.Calculate Now
How long will it take to double my savings?
Use this calculator to estimate when a savings balance could double in size, all thanks to compound interest.
What could by current savings grow to?
Use this calculator to estimate how compound interest can grow your initial balance or deposit within a certain period of time.
How long until I reach my savings goal?
Use this calculator to see how much time it could take to go from your current savings balance to your ultimate goal.
How do taxes and inflation impact my investment returns?
Use this calculator to determine the impact taxes and inflation can have on the growth of your investment.
How can I reach my savings goal?
If you have a big financial savings goal, this is the calculator for you. Use the results to put together a plan for success based on your budget and timeline.
What is the effective annual yield on my investment?
The number of compounding periods per year will impact the total interest earned on an investment. For example, if an investment compounds daily it will earn more than the same investment with the same stated/nominal rate compounding monthly. Use this calculator to determine the effective annual yield on an investment.
How much income might be generated by a savings plan?
Use this calculator to see how a consistent savings plan, utilizing compound interest, could provide additional income.