Vehicle Service Contract

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Cover Unexpected Repair Costs

The factory warranty does not always cover the risks of vehicle ownership. For vehicles out of the factory warranty, repair cost exposure can be immediate. Our Vehicle Service Contract (VSC) plans offer long-term “exclusions only” coverage that has saved credit union members significant repair costs.

Our Vehicle Service Contract Plans

Platinum VSC

Platinum coverage is available for vehicles 10 years old and newer having up to 100,000 miles.
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Coverage for so many components that it’s easier to digest what's NOT covered.

 

This includes brake shoes, belts, hose, tune-up items, exhaust and emission parts, safety restraint system, lighting, cosmetic and body parts, glass and paint.

 

This exclusions only coverage comes with unlimited Road Hazard Tire claims that pays retail cost for replacement tires.

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Gold VSC

Gold coverage is available for vehicles 10 years old and newer having up to 120,000 miles.
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Comprehensive named component coverage, including High-Tech Electronic components.

 

The Gold plan also provides unlimited Road Hazard Tire claims that pays retail cost for replacement tires.

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Silver VSC

Silver coverage is available for vehicles 10 years old and newer having up to 150,000 miles.
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Drivetrain plus named component coverage.

 

 

As with Platinum and Gold, the Silver plan also provides unlimited Road Hazard Tire claims that pays retail cost for replacement tires.

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Additional Benefits

All plans provide:

  • Nationwide Coverage
  • 24/7/365 Emergency Roadside Assistance
  • Rental Benefit based on repair cost as opposed to minimum labor hours
  • Unlimited Road Hazard Tire claims that pay retail cost for replacement tires
  • 60 Day Money-Back Guarantee
  • Transferable
  • Direct Claim Payments via Visa® or Mastercard®

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Profit Payout Share

Profit Payout*

Investing in YOU by sharing our profits.

As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like better rates, lower fees, and our Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $93 million to members over the past 12 years.

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Green Insurance Agency

The CommunityAmerica Insurance Agency is committed to operating a sustainable, green business. To do our part in our community, we also contribute to a number of local environmentally friendly organizations.   
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Member Favorites

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Auto Loan

We put you in the driver’s seat. It’s time to find your next dream ride, at a great low rate.
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Boat/RV/Leisure

Looking for boats, RVs or ATVs? We can help with loans on all sorts of exploration vehicles.
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High Interest Savings

Grow your money faster at a rate of up to 5.00% APY1 on balances up to $2,500.

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See contract for complete details on the Extended Warranty Plans. Complete terms and conditions are contained within each Service Agreement. Plans are subject to change.

Insurance products may be sold through CommunityAmerica Insurance Agency, LLC, a wholly owned subsidiary of CommunityAmerica CUSO One, LLC and a licensed insurance agency in Missouri and Kansas. Insurance products:


Are Not Federally Insured

Involve Investment Risk

May Lose Value

Are Not Obligations or Guaranteed by the Credit Union