Auto Loans
Auto Loan Rates as Low as 6.94%
Auto Loan Rates as Low as 6.94%
Where are you in the car-buying journey?
The Purchase Process Made Easy
Start Shopping
Choose Your Ride
Applying Only Takes a Few Minutes
Get StartedYour One Stop Shop
See all of your options with AutoSMART.
Ready to get the wheels rolling? The AutoSMART website is here to make your car-purchasing process easier before even setting foot on the lot. Use it to help you find your next vehicle by:
- Browsing local dealer inventory to check availability in your area
- Building your dream ride with your must-have specs and upgrades
- Determining your current vehicle’s trade-in value
- Shopping by payment amount or purchase price
- Researching everything from safety features, specs and engine details, to trims, colors and more
Calculators
Refinance Your Ride
See if you could save on your monthly payment.
Love your car, but want to trade in your interest rate? If your loan is with another financial institution, consider refinancing at CommunityAmerica. We may be able to get you a better rate, lower your payment and bulk up your potential share of our Profit Payout*.New Behind the Wheel?
We’ve got your back.
We want that first car purchase excitement to last much longer than that fresh new car scent. Which is why we’re here to help first-time buyers have a hassle-free financing experience, and get a great rate, too. Here are the details:
- Must be 18 years or older
- $2,500 minimum and a $20,000 maximum loan amount
- Will need to provide proof of income
- Must have no credit or limited credit experience with no derogatory history
- No co-signer required
Make Sure Your Car’s Covered
Auto Insurance
Protect your ride.
Gap Insurance
Be prepared for the unexpected.
Vehicle Service Contract
Cover your repair costs.
Hear From Our Members
Better Rates, Better Service
So glad I switched to CommunityAmerica Credit Union. Best move I ever made. Better rates, better service, just a great place to do business.
One of the Nicest Banks I've Ever Been To
This is one of the nicest banks I have ever been to. The people are so nice. The inside is like a coffee shop and such a different atmosphere than normal. Even with an ATM transaction, you see a real person on screen. It's just such a nice refreshing experience as compared to normal banks. It just makes you feel like they care instead of just another number.
Great Customer Service!
Lynne made it very easy to submit my insurance declaration for my new vehicle loan! Great customer service!
Profit Payout*
Investing in YOU by sharing our profits.
As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like better rates, lower fees, and our Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $93 million to members over the past 12 years.