Student Checking
Building Good Money Habits Starts Here
Start your financial future off on the right foot with a checking account created specifically for high school and college students1. We make it easy to manage your money, with a free checking account that’s high on convenience, low on fees. Check out some of the advantages of opening a student checking account:- Free Visa® debit card
- No minimum balance
- No monthly service fee
- No overdraft fees
- Free first set of checks
Student Checking Perks
Easy Money Transfers
It's simple to make quick, secure digital payments between parents and teens
Convenient 24/7 Access
Bank anytime, anywhere thanks to our Mobile App with a near-perfect rating.
Say Goodbye to Fees
No monthly service fee, no overdraft fees and no minimum balance requirements.
Free Instant-Print Debit Card
Get yours at any of our local branch locations, including our exclusive Kansas City Chiefs debit card!
Account Opening Made Easy
It only takes a few minutes to open your Student Checking account online.
Manage Your Money On The Go
Card Control
Pay Friends
Easily and securely send money to friends and family with Zelle®.
Digital Wallet
Make quick, secure payments right from your phone or smartwatch.
Mobile Deposit
Deposit checks quickly by snapping a photo with our highly rated Mobile App.
Start Building Your Credit
Our Starter Credit Card, also created with students in mind, can help you start building your credit score. Learn about credit basics and paying your bills on time and get rewarded along the way – up to $40 in cash back your first year2! Available for ages 18 and older, our Starter Credit Card features a low rate, opportunities to earn cash back and free credit monitoring and reporting.
Check It Out College Planning Starts Here
If you’re thinking about college, there’s a lot of questions that may come to mind. Which school is the best fit? How much will it cost? What do I need to do to get there? But planning for college doesn’t have to be stressful, and should even be fun!
Our College & Career Planners can help you tackle challenging questions and guide you through the college planning process. Plus, it’s free to CommunityAmerica members!
Learn More Our College & Career Planners can help you tackle challenging questions and guide you through the college planning process. Plus, it’s free to CommunityAmerica members!
Member Favorites
Profit Payout
We share our profit with those who bank with us. In the past 12 years, we've returned $93 million to our members through Profit Payout.*
Learn More On the Go
Enjoy 24/7 access to your accounts with Online Banking and our top-rated Mobile App.
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