Checking + Guided Investing Bundle

1 Checking and Guided Investing + Bonus Promotion. To be eligible for all bonuses, you must meet CommunityAmerica Credit Union membership eligibility requirements. To receive the checking bonus: 1) Open a Cashback Free Checking or Chiefs Checking account between 8/25/2025 and 11/30/2025 (members with an existing CommunityAmerica checking account or with any CommunityAmerica checking accounts that have closed within the past six months do not qualify), subject to credit approval. 2) enter promo code GUIDED500, 3) enroll in electronic statements (eStatements), 4) complete two or more qualifying direct deposits totaling at least $2,500 within 90 days of account opening. Direct deposits must be electronic deposits from an employer or government agency; person-to-person payments (e.g., Zelle), or Micro-deposits (typically less than $1) do not qualify. The $300 bonus will be credited to your membership savings account within 30 days of meeting all requirements. To receive the Guided Investing bonus: 1) Open a Guided Investing account between 8/25/2025 and 11/30/2025 through CommunityAmerica’s online banking platform; Eligible account types include individual, joint, Traditional IRA, and Roth IRA Guided Investing accounts. 2) Fund the account with a minimum $1,000 Initial Deposit within 60 days; 3) Maintain that balance for 90 consecutive days. 4) Transfers must come from a CommunityAmerica checking or savings account or external account via Plaid; transfers from existing Copper Financial accounts are not eligible. Members who have closed a Guided Investing account within the past 12 months are not eligible. The $100 bonus will be credited to your CommunityAmerica share account within two weeks of meeting all requirements. To receive the extra $100 Bundled Bonus, you must meet all requirements for both the checking bonus offer and the Guided Investing bonus offer. The $100 bonus will be credited to your share account within two weeks after completing all requirements from both offers. All accounts must be open and in good standing at the time of payout. Limit one bundled bonus offer per membership. Offers may not be combined with other checking promotions. Bonuses may be reported as income on IRS Form 1099-MISC and are subject to change or withdrawal without notice. Investing involves risk, including possible loss of principal. This is not a recommendation or solicitation in any jurisdiction where CommunityAmerica or Copper Financial are not authorized to do business. This Offer does not constitute a recommendation by Copper Financial as to whether a Guided Investing account is appropriate for your personal situation.

Chiefs/Cashback Free Checking. Earn 1% cash back, up to $5 per month, on monthly point-of-sale debit card transactions posted to a Chiefs Checking account or a Cashback Free Checking account when ‘Qualifications for cash back’ are met. Qualifications must be met under a single membership account. Cash back will be deposited into the Chiefs Checking or Cashback Free Checking account by the 5th calendar day following the month qualifications are met. Cash back will not be calculated for month(s) in which the qualifications are not met. Cash back earnings rate accurate as of 8/25/2025 and may change without notice after account opening. Contact us at 800.892.7957 to find out the current cash back rates. Limit one Chiefs Checking or Cashback Free Checking account per membership account number. Business accounts not eligible for this product. Cannot be opened in conjunction with Premier, Interest, Investors, or Loan Advantage checking accounts. Qualifications for cash back: The membership account number tied to the Chiefs Checking or the Cashback Free Checking account must complete the following: Enrolled in eStatements; one direct deposit of $250 or more per month, not aggregated; 15 posted point-of-sale debit card transactions per month to a single checking account; OR enrolled in eStatements; 25 posted point-of-sale debit card transactions per month to a single checking account. Transactions exclude refunds, credits, fees, pre-authorizations, and ATM transactions.

Guided Investing. This is an advisory program offered by Copper Financial, a broker dealer and registered investment adviser. The Offer is only valid on Guided Investing accounts. Other accounts available through Copper Financial are not eligible for the Offer. The Offer is only valid on individual, joint, Traditional IRA or Roth IRA Guided Investing accounts. Employees of Copper Financial, CommunityAmerica, and any subsidiary of CommunityAmerica are eligible to qualify for the Offer. You are responsible for selecting the account registration that is appropriate based on your personal situation. Existing members with an open Guided Investing account and no closed Guided Investing accounts 12 months prior to the beginning of the Offer are eligible to open an additional Guided Investing account and qualify for the Offer. Limit one Offer per member, regardless of the number of accounts opened and funded during the offer period.

You should consider the features of a Guided Investing account prior to account opening. This Offer does not constitute a recommendation by Copper Financial as to whether a Guided Investing account is appropriate for your personal situation.  Copper Financial in its sole discretion may decline an application to open a Guided Investing account.  If your application is denied, you are not eligible for the Offer and may not be eligible for any bundled or additional promotional offers offered by CommunityAmerica or any subsidiary. 

Guided Investing is an investment advisory service offered by Copper Financial Network, LLC (“Copper Financial”), an SEC registered investment adviser. Brokerage services for Guided Investing are offered by Copper Financial, member FINRA/SIPC. Copper Financial is a wholly-owned subsidiary of CommunityAmerica Credit Union (“CommunityAmerica”). CommunityAmerica Wealth Management is a marketing name used by Copper Financial. CommunityAmerica and CommunityAmerica Wealth Management are not broker-dealers or investment advisers. Copper Financial and The Kansas City Chiefs (“Chiefs”) are unaffiliated. The Chiefs is not a client of Copper Financial for advisory services. CommunityAmerica compensates the Chiefs for this endorsement, which creates a conflict of interest. For more information, please see CommunityAmerica.com/more/disclosures/chiefs-wealth.

Investment products offered by Copper Financial: Are Not Deposits | Are Not NCUA or otherwise Federally Insured | Are Not Bank Guaranteed | May Lose Value. All investing involves risk, including the possible loss of money you invest. Past performance is not a guarantee or indication of future performance. For additional information on Copper Financial and Guided Investing please see our Customer Relationship Summary, Guided Investing Wrap Fee Program Brochure, and our Guided Investing Disclosures at cu.financial/disclosures. If you have questions about Guided Investing, please contact us at [email protected] or 833.542.6509.

Terms & Conditions are subject to change and this offer may be withdrawn without notice. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business