Wealth Management

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Securities and advisory services offered through Copper Financial Network, LLC, Member FINRA, SIPC. Copper Financial is a SEC registered investment adviser. Products offered through Copper Financial are not NCUA or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk, including loss of principal. Copper Financial is a wholly owned subsidiary of CommunityAmerica Credit Union. CommunityAmerica Wealth Management is a marketing name used by Copper Financial. Copper Financial and The Kansas City Chiefs (“Chiefs”) are unaffiliated. The Chiefs is not a client of Copper Financial for advisory services. CommunityAmerica compensates the Chiefs for this endorsement, which creates a conflict of interest.

 

Copper Financial Network, LLC (“Copper Financial”) is a wholly-owned subsidiary of CommunityAmerica Credit Union (“CommunityAmerica”) whereby Copper Financial offers investment products and services to members of CommunityAmerica.

 

The Kansas City Chiefs (“Chiefs”) is not a client of Copper Financial for investment advisory services. CommunityAmerica has an agreement with the Chiefs that allows CommunityAmerica the use of certain sponsorship and naming rights, including the use of the designations “Official Wealth Management Advisor of the Kansas City Chiefs”, “Official Investment Advisor of the Kansas City Chiefs”, “Official Wealth Management Partner of the Kansas City Chiefs”, and other Chiefs trademarks for use in CommunityAmerica advertising. In connection therewith CommunityAmerica may also receive other benefits, including certain naming rights at Arrowhead stadium and advertisements at Chiefs events.

 

As consideration for this arrangement and the aforementioned benefits, CommunityAmerica pays The Chiefs compensation that includes benefits for both CommunityAmerica and Copper Financial. The portion of this compensation specific to the endorsement to Copper Financial is not separated from the compensation paid to the Chiefs by CommunityAmerica for all benefits.

 

Copper Financial does not directly compensate the Chiefs for any referrals. However, the arrangement between CommunityAmerica and the Chiefs creates a conflict of interest by incentivizing the Chiefs to make referrals to Copper Financial.