Starting Your Plan

No matter where you are on your career journey, we're here to help build a secure financial future.

Maybe you’re early on in your career and have just started to prioritize saving for retirement. Or perhaps you’re inching closer to retirement and are wondering how you can bring the lifestyle you envisioned to fruition. Whatever your situation, we'll help you build a plan to reach your retirement goals.

Insurance planning is a critical component of a comprehensive financial plan.
 
You’ll go through many stages throughout your life that will require looking at your financial situation through a different lens. Insurance planning includes evaluating risks and determining the right policy to mitigate these risks at each stage in life. With offerings including term life insurance and permanent life insurance, we can help find the right coverage for where you are right now.

Saving for your child’s future is one of the more worthwhile investments you can make.

 

Consider investing in their future through a College Savings 529 plan. These accounts can include tax-free growth and withdrawals, when certain conditions are met. Let us help your child succeed.

Preserving the assets of your estate is something that should be meticulously planned.

 

Our experienced Wealth Advisors can help you plan and organize your estate to leave your legacy for your beneficiaries exactly how you want it.

Wealth Advisors do not provide legal advice. Please consult with your attorney.

Trust Services can help you create a plan for how your wealth will be distributed.

 

This will help ensure you’re able to leave your legacy exactly the way you intend. We offer expertise in creating your estate plan and, when needed, serve as a corporate trustee to help carry out your wishes.

Copper Financial Network, LLC, a Trust Representative Office of National Advisors Trust Company (NATC) and National Advisors Trust of South Dakota, Inc. (NATSD) doing business as CommunityAmerica Trust Services.

Children with special needs also need special financial considerations. 

 

Our Special Needs Planning team is one of a kind in the Kansas City metro. Our team is experienced in working specifically with families who have children with special needs. We surround these families with knowledgeable and passionate people who are well-versed in these situations to assist in creating financial plans for peace of mind.

Understanding your unique financial needs and dreams is our first priority.

 

When you make the decision to begin your financial planning journey with Wealth Management by CommunityAmerica, we want you to feel confident about your future. So, we start by getting to know what’s important to you? What are your short- and long-term financial goals?

 

Typically, we start with an appointment with one of our Wealth Advisors. How you meet with the advisor — in person or virtual — is completely up to you. The initial appointment takes about 60 minutes, and you can schedule follow-up appointments when it works best for you.

 

To prepare for your first meeting with a Wealth Advisor, this checklist provides a good start.

No shortcuts. Just smart investment planning for your specific financial situation.

 

Reaching some goals may require more risk tolerance than others, as the manner in which you allocate your assets can impact your returns. We’ll discuss what makes the most sense for your situation and focus on recommending the investments that are right for you.

We encourage regular meetings with your Wealth Advisor to optimize your plan.

 

During these meetings, you and your Wealth Advisor will discuss your progress, market trends, what’s working vs. what could use improvement and course correct where needed.