Kansas City Checking Offer
Game On
Checking Account Benefits
Earn Cash Back as You Spend
Say Goodbye to Monthly Fees
Nationwide ATMs
On the Go
Profit Payout*
Investing in YOU by sharing our profits.
As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like competitive rates, low fees, and our annual Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $100 million to members over the past 13 years.
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1 4X Cash Back. To receive the 4X Cashback bonus credit, you must meet CommunityAmerica Credit Union membership eligibility requirements and (1) Open a new Cashback Free or Chiefs Checking account application, which is subject to credit approval, between 3/27/2025 – 6/30/2025 (members with an open CommunityAmerica checking account, or a CommunityAmerica checking account that has closed within the past six months do not qualify), and (2) meet “Qualifications for Cash Back.” Each monthly bonus credit, up to $15 maximum, will be deposited into the Cashback Free or Chiefs Checking account during the month following the month that qualifications are met. Your bonus credit may post on a different day than the standard monthly Cashback credit. Limit 12 monthly bonus credits, up to $180 maximum. The eligibility period to earn bonus credits is the 13 months following account opening. Following the promotion period for ‘4X Cashback bonus’, the Cashback Free and Chiefs Checking products will return to earning the standard 1% cash back. The account must be open and in good standing at the time of payout to qualify for the credit. Examples of ineligible accounts may include: delinquent accounts, accounts that have caused the credit union to experience a loss, accounts in which we suspect illegal activity, fraud, scam or financial exploitation, or accounts involved in legal or administrative proceedings. Limit one qualifying account per member. Offer subject to change without notice and cannot be combined with any other offer. The credit(s) may be reported as income on IRS Form 1099-MISC. T-Shirt Promotion. To receive the exclusive Spring 2025 CommunityAmerica promotional t-shirt, you must meet CommunityAmerica Credit Union membership eligibility requirements and open a new Cashback or Chiefs Checking account application, which is subject to credit approval, between 3/27/2025 – 6/30/2025. The t-shirt will be available while supplies last and will be mailed to you within 30 days of account opening at the address you provide on your application. Limit one t-shirt per account and member. The t-shirt, valued at $32.00, may be reported as income on IRS Form 1099-MISC.
2 Chiefs/Cashback Free Checking Earn 1% cash back, up to $5 per month, on monthly point-of-sale debit card transactions posted to a Chiefs Checking account or a Cashback Free Checking account when ‘Qualifications for cash back’ are met. Qualifications must be met under a single membership account. Cash back will be deposited into the Chiefs Checking or Cashback Free Checking account by the 5th calendar day following the month qualifications are met. Cash back will not be calculated for month(s) in which the qualifications are not met. Cash back earnings rate accurate as of 2/28/2025 and may change without notice after account opening. Contact us at 800.892.7957 to find out the current cash back rates. Limit one Chiefs Checking or Cashback Free Checking account per membership account number. Business accounts not eligible for this product. Cannot be opened in conjunction with Premier, Interest, Investors, or Loan Advantage checking accounts. Qualifications for Cash Back: The membership account number tied to the Chiefs Checking or the Cashback Free Checking account must complete the following: Enrolled in eStatements; one direct deposit of $250 or more per month, not aggregated; 15 posted point-of-sale debit card transactions per month to a single checking account; OR enrolled in eStatements; 25 posted point-of-sale debit card transactions per month to a single checking account. Transactions exclude refunds, credits, fees, pre-authorizations, and ATM transactions. INSURED BY NCUA.