Become a Member

hero image

See What CommunityAmerica Can Do for You

There are tons of compelling reasons to join CommunityAmerica Credit Union. Here, you’ll find top-notch rates, cutting-edge products and service that goes above and beyond what you’d expect. We make banking more convenient with more than 30 branch locations across the Kansas City metro area, more than 30,000 fee-free ATMs as part of our nationwide co-op network and a 24/7 Online Banking experience, including our top-rated Mobile App. Not to mention, you’ll be eligible for our Profit Payout,* where we reward our members for making CommunityAmerica their financial go-to. Our members are at the heart of everything we do, and we look forward to helping you on your path to reaching your financial goals and achieving financial peace of mind.

Start Your Membership

college student with a coffee on the table

Earn a $150 Bonus

You won't want to miss this offer. Apply for a Visa® Signature Credit Card today and earn $150 when you spend $2,000 within the first 90 days of account opening1.
Learn More

Couple sitting on the couch smiling.

CommunityAmerica Membership Eligibility

To put it simply, if you live or work in the Kansas City area, you’re pretty much in. We even have options for folks who might not fit the geographical criteria.

 

Kansas City Metro Counties: Live or work in Jackson, Cass, Clay, Platte, Douglas, Johnson, Jefferson, Leavenworth, Miami, Shawnee, Wyandotte

 

St. Louis Metro Counties: Live or work in St. Louis County

 

Family Membership: If a family member is either a current member or is eligible for membership by living or working within one of our 12 counties above, you can join, too. An eligible family member is defined as a spouse, child, sibling, parent, grandparent, grandchild, aunt/uncle, niece/nephew, cousin or legal guardian and includes step, in-law and adoptive relationships.


Experience the Difference

We’ve made it easy to join. If you live or work in the Kansas City area, you’re pretty much in! Open your membership savings account online today.
Get Started
CommunityAmerica South Plaza location lit up at night.

Credit Union Advantages

More than a bank.

While you’ll certainly find your banking necessities here, such as free checking and savings accounts, loans, credit cards and mortgages, you’ll also find much more. From insurance and investing to retirement and college planning, we have the services and resources to help you with all of your financial goals, all under one roof. Your banking experience also includes a top-rated mobile app, convenient locations and a share of our profits.
See More

Profit Payout Share

Profit Payout*

Investing in YOU by sharing our profits.

As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like better rates, lower fees, and our Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $93 million to members over the past 12 years.

Estimate Your Payout

Switch Kit

Our handy switch kit takes the hassle out of switching financial institutions and guides you through every step of the process.
Learn More

Hear From Our Members

Member Favorites

Piggy Bank with Coin Being Inserted Icon

High Interest Savings

Grow your money faster at a rate of up to 5.00% APY2 on balances up to $2,500.
Learn More
Check with Pen Icon

Cashback Free Checking

Earn 1% cash back on the first $500 of monthly purchases3.
Learn More
Large House Icon

Mortgage

Our team of friendly local mortgage experts can help you get into your dream home.
Learn More